JMR Infotech Middle East FZC

JMR Infotech provides Oracle Banking Digital Experience (OBDX), designed by Oracle to help Banks give their customers an exhilarating banking experience on the digital channel of their choice.

Oracle Banking Digital Experience (OBDX), is an end-to-end enterprise digital solution for banks, enables them to deliver on their digital strategies including launch new digital brands, digitize processes, modernize digital experiences, and launch new innovative digital capabilities.

Why Oracle Banking Digital Experience?

• An Omnichannel customer experience solution for banking via mobile, tablet, wearable, and web browser
• Ready for integration to any component in a bank’s existing IT ecosystem
• Flexible core banking agnostic, multi-entity, multi-host and multi-brand enabled solution
• Drag and drop enabled persona-based dashboard and screen configuration provides banks faster time to market for
• UI updates
• Multimodal customer support to engage customers at key decision-making instances
• Seamless customer onboarding with the highly configurable originations framework
• New age point solutions like digital personal assistant devices, chatbots, iMessage, and social media integration to dazzle retail banking customers
• Comprehensive business coverage across retail, SME, and corporate banking with advanced features like account aggregation and corporate approvals over a smartwatch ORACLE

JMR and Oracle: Compelling Combination

Oracle Banking Digital Experience, is the Platform of Choice for progressive Banks in the digital arena; implemented & supported by JMR, providing a compelling & winning combination.

 Highlights of this Combination:

1. Global Implementation Experience – JMR has implemented OBDX solutions across the globe.
2. Most comprehensive Digital Banking Solution covering both Retail & Corporate sectors.
3. Delivered with Extensibility and Upgrade Protection – Flexible Architecture enabled with Development tools allow our customers to enhance and modify functionality themselves.
4. Digital is at the core of Oracle’s Strategy – More than 1700+ Banking Services are exposed over to our Digital Platform as REST APIs.
5. Centralized Regulatory Library – up to date about the requirements on all International Regulations in each country, local regulations as well as for countries of strategic interest.

OBDX Solution Set:
ORIGINATIONS
Retail Originations Checking Accounts
Retail Originations Savings Accounts
Retail Originations Auto Loans
Retail Originations Unsecured Personal Loans
Retail Originations Credit Cards
Retail Originations Home Loans
Retail Originations Education Loans
Retail Originations Term Deposits
Retail Originations Bundle Application
Retail Originations Application Tracker
Corporate Lending Originations
Corporate Credit Facility Originations

RETAIL SERVICING
Retail Accounts
Retail Loans
Retail Term Deposit
Retail Credit Cards
Islamic Banking - Retail Accounts
Islamic Banking - Retail Term Deposit
Islamic Banking - Retail Islamic Finance
Retail Payments
Retail Bill Payments
Retail UPI Payments
Retail Recurring Deposits
Retail Customer Services
Account Aggregation
PIN Pattern Authentication
Soft Token Application
Scan to Pay
Quick Snapshot
Push Notifications
iMessage Payments
Pay to Facebook Contact
Pay to Twitter Contacts
Chatbot on Facebook Messenger
Chatbot Mobile Banking Application
Siri Payment and Account Balance Inquiry
Voice Assistant
Wearables

SUPPLY CHAIN FINANCE
Corporate Supply Chain Finance
Receivables Management

MERCHANT PAYMENTS

SMS BANKING

WALLETS

CORPORATE SERVICING
Corporate Accounts
Corporate Loans
Corporate Term Deposit
Islamic Banking - Corporate Accounts
Islamic Banking - Corporate Term Deposits
Islamic Banking - Corporate Islamic Finance
Corporate Bill Payments
Corporate Customer Services
Corporate Foreign Exchange
Corporate File Upload
Liquidity Management
Corporate Payments
Virtual Account Management
Corporate Cash Management
Corporate Credit Facility Servicing

WEALTH MANAGEMENT

CORPORATE TRADE FINANCE

CUSTOMER FINANCIAL INSIGHTS
Personal Finance Management

RETAIL PEER-TO-PEER PAYMENTS

Oracle Banking Digital Experience supports voice-based banking interactions via digital personal assistants and natural language chat-based conversation on the chatbot available on the mobile banking application and also on Facebook messenger which lets customers make payments, and enquire about products at their convenience. The solution is more than just a beautiful façade or a user interface on a screen, it is backed by robust architecture and foundational elements of digital banking. It has the capability to identify the device from which the customer is accessing the bank. This intelligence helps in providing an experience, custom-designed for a particular device. 

Corporates have long yearned for a digital banking solution that addresses their requirements and provides a retail-like experience. Oracle Banking Digital Experience answers this call by providing on-the-go capabilities like transaction approvals on a smartwatch. Customizable functional screens designed for different personas within a corporate are made available for the maker, checker, and executive (CxO) personas. The omnichannel experience for corporates is backed by a diverse collection of corporate functionality like onboarding, lending, bulk payments, trade finance, virtual accounts management, liquidity management, and forex trading to name a few.