D 4147/48, Oberoi Garden Estate,,
Mumbai, Maharashtra   400072 India

Solution Name

KEN-HFS (Kensoft's-Home Finance Software)

Solution Summary

Ken-HFS is designed and developed for NBFCs and banks engaged in the business of housing finance.

Kensoft's-Home Finance Software is a domain enriched and seamlessly integrated Housing Finance Software Product with complete end-to-end integration right from receiving of Applications, Credit appraisal to disbursements, accounting, risk management and Recovery. With implementation in various Leading Housing Finance companies, this software product has matured with actual user inputs and a meaningful knowledge base incorporated into it's system.


Solution Profile

The Main Modules of Ken-HFS are as follows:-

  • Loan Origination System
  • Structured Credit Appraisal
  • Loan Sanctions Module
  • Legal documentation
  • Pre-Disbursement checks
  • Technical inspection & appraisal
  • Disbursements module
  • Integrated Loan and Financial Accounts
  • Risk management framework
  • Recovery management & monitoring console
  • Asset classification and NPA management
  • DSS (Decision support systems)
  • Reports and analytics
  • Utilities and Customer Services
  • Integrated Web Services

and many other such programs and features designed to automate core processes and streamline advanced Lending functions.

Some of the key Loan Products which are setup with Ken-HFS are Standard Home Loans, Loan Against Property (LAP), Top Up Loans, Split Loans, Loan Enhancement post EMI start stage for existing customers, Loan Enhancement and Loan reduction at PEMI stage. Other types are user configurable loans with user definable matrix combination of Loan Product, Loan Scheme, Interest Rates, Fees etc.


Distinguishing Features

Ken-HFS has an evovled knowledge base incorporated into it's systems.

User defined parameters can be set/reset and switched between different types of loans.

It is a domain enriched software product which has been successfully implemented and used in production environments of leading banks, housing finance companies & Financial Institutions for over a decade. 

Our modules are certified by Bureau Veritas for pro-active integrity checks with verification & security validations. Our core modules range from LOS, Credit Appraisal with a extensive Deviation↔Mitigation matrix to Disbursements with TA, Legal appraisal & Recovery management with MIS & UAC.

Ken-HFS is developed on the world's best Oracle Databases and Fusion Technology with HA, reliability and extreme performance. It's application programs reduce process complexity in a range of ways, including replacing inflexible, hard copy rules with sophisticated, automated credit policies, legal and technical appraisal checks and various other process checklists. Ken-HFS is cloud ready and can be deployed on the enterprise grid with integration of the KenCloud suite of Applications including Ken-CRM & our customer interaction management systems.

Solution Name

KEN-HFS (Kensoft's-Home Finance Software)

Solution Availability



  • Financial Services

Company Size Solution is Targeting

50 - 100

Open Source Solutions

No data available.


  • Flagship product of Kensoft's National Award Winning BFSI software suite with core lending libraries! Ken-HFS is a highly integrated Cloud ready application software designed and developed on the Oracle Cloud platform. Recognised among the Top 10 Financial Software Systems in India by the CSI in association with knowledge partner Deloitte & i3R Global.

About Kensoft Infotech Ltd

KENSOFT INFOTECH LTD. provides state of the art domain enriched Enterprise Software Solutions and 3-tier Cloud Products. With built-in knowledge-based DSS(Decision Support Systems), it’s Financial Software Products have been successfully implemented and used in major corporations in India and abroad. As an Oracle Gold Partner, Kensoft provides ERP scale solutions as well as cloud applications on Oracle engines.

The Kensoft team has expertise and experience in client-server, three tier and advanced web technologies. Strong database skills in RDBMS coupled with domain knowledge in areas of finance, banking and DSS are some of the highlights. The Kenware Suite of Cloud Applications is designed and built on a 3-Tier Architecture(3TA) with Superior performance for medium to high volume environments.

Detailed Description:

KENSOFT INFOTECH LTD is engaged in the business of developing software products for over 14 years.

Financial software products are a major strength of Kensoft. We have a wide range of banking / lending software designed for Non Banking Finance Companies (NBFCs), Financial Institutions (FIs) and commercial Banks.

Our Flagship Products are as follows:-

  • KEN-HFS (Kensoft's Home Finance Software) : A seamlessly integrated housing finance software product designed for NBFCs and banks engaged in the business of housing loans.
  • SOFTIL (Software for Industrial/Institutional Lending): A comprehensive web-based ERP software built on the 3-tier architecture for Financial institutions, Banks and NBFCs.
  • KEN-CBS (Kensoft's Core Banking Solution): A fully integrated on-line core banking system covering all operational aspects of banking.

Apart from being extremely cost-effective and domain enriched, our Software Products & ERP Scale Financial Solutions are recognised and certified by Bureau Veritas for proactive integrity with verification & security modules.


Our other areas of core competency include :-

  • E-governance software
  • Data Centre design & security consultancy
  • Data porting of legacy data from existing to new software packages.
  • Application Managed Services
  • Data Management
  • Testing Services



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